The Board of Directors consists of no more than 56 individuals including the Association Chair, Chair-Elect and Vice Chair of the Board, two representatives of commercial finance companies, the Chairs of the Advisory Groups of the Section on Independent Operations, Vehicle, Mortgage and Card Divisions, the Chair of the Associate Member Advisory Board and the Chair of the State Government Affairs Committee.
Directors are elected by the membership of the Annual Meeting each fall. A list of Board nominees is presented by the Nominating Committee 30 days in advance of the election. Additional nominations must be signed by five active members and submitted to the Secretary at least ten days in advance of the election.
The Board has the following major committees:
Ronald D. Adams
President
ABC Finance Company Inc.
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Frank Armstrong
President
World Omni Financial Corp.
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Chris Ballinger
Group VP, Global Treasurer & CFO
Toyota Financial Services
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Nathan D. Benson
Chief Executive Officer
Tidewater Finance Company, Inc.
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Ray Biggs
President
Security Finance Corporation of Spartanburg
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Andre P. Bohy
President
Omni Financial
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Jeffrey D. Cash
Vice President
Wells Fargo
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Ben F. Cheek
Vice Chairman
1st Franklin Financial Corporation
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Randall Chesler
President, CIT Consumer Finance
CIT
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Jack G. Choate
President
Central Financial Services, Inc.
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Kelly McNamara Corley
Executive VP, General Counsel & Secretary
Discover Financial Services
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Lester E. Dees
President
Union Credit Corporation of LA
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Frederick W. Geissinger
Chairman and CEO
American General Finance Corporation
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Elvis Goddard
Executive Vice President
CitiFinancial, Inc.
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John W. Holden
Chairman, President & CEO
Pioneer Credit Company
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Irwin B. Holzman
Chairman & CEO
Reliable Credit Association, Inc.
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Margaret Keane
President & CEO
GE Retail Consumer Finance
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David L. Korman
EVP & General Counsel
Ford Motor Credit Company LLC
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David Kvamme
President & Chief Operating Officer
Wells Fargo Financial, Inc.
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Steven R. Lambert
President & CEO
Nissan Motor Acceptance Corporation
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Francis C. Lee
President & CEO
First Tower Corp
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Perla C. Manuel
Corporate Secretary
American Financial Services Association
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Michael J. Matera
Vice President & Finance Director
John Deere Credit
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Mary McDowell
President & CEO
CitiFinancial North America
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Sandy McLean
Chairman & CEO
World Acceptance Corporation
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Gregory K. Merryman
Vice President, Public Policy
GMAC Financial Services
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Sharon Y. Moore
Senior Vice President
Courtesy Finance LLC
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Charles O. Moore
President & CEO
Regency Finance Company
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Andrew Morrison
Executive Vice President
Brundage Management/Sun Loan Company
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J. Patrick Mullen
President
Mullen Finance Plan
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Robert O'Han
Executive Vice President
HSBC North America
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Richard H. Parker
Chairman & CFO
United Finance Co.
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Gary L. Phillips
Chairman & CEO
Republic Finance, LLC
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Stephen E. Smith
SVP, Financial Services
American Honda Finance Corp.
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Jeffrey E. Snyder
President & Chief Operating Officer
Mission Financial Services
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Timothy L. Stanley
President & CEO
Heights Finance Corporation
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Christopher S. Stinebert
President & CEO
American Financial Services Association
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Marguerite Y. Watanabe
President
Connections Insights
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Sanjiv Yajnik
President
Capital One Auto Finance, Inc.
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