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Membership Publications

Online Newsletters | Membership Publications


PDF File - click here to test and download Acrobat Reader The AFSA Advantage

Find out the benefits of belonging to an action-oriented trade association with a 90-year track record and strong alert capabilities to anticipate and deal with industry challenges both short and long term. This includes research, litigation expertise, activism, public policy and press relations, education, technology and a commitment for action.


PDF File - click here to test and download Acrobat Reader 2007-2008 AFSA Annual Report



PDF File - click here to test and download Acrobat Reader 2006-2007 Annual Report to Members

AFSA remains at the vanguard of organizations leading the charge in defense of risk-based pricing, without which the economic expansion of the last 25 years would not have been possible.


PDF File - click here to test and download Acrobat Reader 2005-2006 Annual Report to Members

In 2005, AFSA members collectively provided over $56 million to support relief efforts following Hurricanes Katrina and Rita. The Bankruptcy Abuse and Consumer Protection Act was finally passed and AFSA went to work to mobilize a working group to prepare for the release of new pricing data under the Home Mortgage Disclosure Act (HMDA). In the first quarter of 2006, AFSA testified at the FDIC in defense of the Industrial Bank charter. On the legal front, AFSA's program to address municipal ordinances that could interfere with consumers' access to credit continued to be successful. Technology was another focus with a redesigned Web site and extensive "members only" database.


PDF File - click here to test and download Acrobat Reader 2004-2005 Annual Report to Members

2004 and the first quarter of 2005 was a time of Strategic Vision for AFSA beginning with a new Strategic Plan and Vision Statement "To be the preeminent U.S. Trade Association representing the Consumer Credit Industry in a multi-dimensional full-service capacity and the Commercial Credit Industry through the Financial Relations committee and AFSA Investors Conferences in the U.S. and Europe."


PDF File - click here to test and download Acrobat Reader AFSA Independents Brochure

Celebrating our 20th year of serving the independent community, AFSA provides a "voice in Washington" for independent operators. Here is our NEW Independent brochure ...


PDF File - click here to test and download Acrobat Reader Associate Membership Information

AFSA has a level of membership for industry suppliers who want to make new contacts and develop new customers in the financial services industry. Here is a listing of many of the benefits.

See also: Associate Member Application Form



PDF File - click here to test and download Acrobat Reader Code of Ethics

The Code of Ethics booklet is a guide to self-regulatory initiatives followed by AFSA members.


PDF File - click here to test and download Acrobat Reader Understanding Vehicle Financing

This brochure, produced by the American Financial Services Association Education Foundation (AFSAEF) and the National Automobile Dealers Association (NADA), and prepared in cooperation with the Federal Trade Commission (FTC), provides information to help consumers learn about dealership financing and evaluate their own financial situations before financing a new or used vehicle. It also addresses vehicle leasing.


PDF File - click here to test and download Acrobat Reader Understanding Vehicle Financing - Spanish Version

Este folleto, producido por la fundación American Financial Services Association Education Foundation (AFSAEF) y la asociación National Automobile Dealers Association (NADA), y preparado en cooperación con la Federal Trade Commission (FTC), brinda información que ayuda a los consumidores a aprender sobre financiamiento de concesionaria y a evaluar sus propias situaciones financieras antes de financiar un vehículo nuevo o usado. También toca el tema de arrendamiento vehicular.


PDF File - click here to test and download Acrobat Reader AFSA Membership Plaque

Order your new membership plaque to proudly display in your offices or at a trade show.


PDF File - click here to test and download Acrobat Reader AFSA Decal

Display your affiliation with AFSA with a colorful new window decal. Complete this form to receive one decal for each of your offices.


PDF File - click here to test and download Acrobat Reader AFSA Strives to Lower the Cost of Financing

AFSA, through ASC X9 Inc., is managing a standards development initiative to create technical guideline standards for electronic contracting systems that are in full compliance with the American National Standards Institute's (ANSI) procedures and directives. The standard's goal is to provide a uniform method of preparing, messaging, securing, and servicing electronic consumer contracts that link various elements of financial commerce.

AFSA is working closely with NADA, Standards for Automotive Retail (STAR), and Standards and Procedures for Electronic Records and Signature (SPeRs) to develop standards for electronic contracting for Motor Vehicle Retail Sale and Lease Financing and move them to the national level.



PDF File - click here to test and download Acrobat Reader Standards for E-Contracting in Automotive Retail Financing White Paper



Many of the documents AFSA offers require the Adobe Acrobat Reader to view them. Whenever you see the PDF icon PDF File - click here to test and download Acrobat Reader you will know that the file is in PDF format.  Click here to test your system for Acrobat and to get the free Adobe Acrobat reader if necessary.  


Membership Publications