Founded in 1916, the American Financial Services Association is the primary trade association for the consumer credit industry, protecting access to credit and consumer choice. AFSA provides the consumer credit industry and the consumers it serves with a voice in Washington, D.C., where the association is headquartered. AFSA members provide consumers with many kinds of credit, including traditional installment loans, mortgages, direct and indirect vehicle financing, payment cards and credit for non-vehicle retail customers. The association encourages and maintains ethical business practices. AFSA adopted a set of guiding principles, which are intended to serve as the foundation for the association's future policy positions. AFSA is committed to consumer credit education and voluntary credit counseling.AFSA members shape the industry's direction and positions on a broad range of public policy issues that affect the consumer credit industry. No other trade group in America has more depth and influence on consumer finance issues.
AFSA’s mission is to promote responsible, ethical lending to responsible, informed borrowers and to improve and protect consumers’ access to credit.
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