The Board of Directors consists of no more than 56 individuals including the Association Chair, Chair-Elect and Vice Chair of the Board, two representatives of commercial finance companies, the Chairs of the Advisory Groups of the Section on Independent Operations, Vehicle, Mortgage and Card Divisions, the Chair of the Associate Member Advisory Board and the Chair of the State Government Affairs Committee.
Directors are elected by the membership of the Annual Meeting each fall. A list of Board nominees is presented by the Nominating Committee 30 days in advance of the election. Additional nominations must be signed by five active members and submitted to the Secretary at least ten days in advance of the election.
The Board has the following major committees:
- Executive Committee
- Nominating
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Chairman of the Board John T. Noone President Ford Motor Credit Company
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Chair-Elect Timothy L. Stanley President & CEO Heights Finance Corporation |
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AFSA Vice Chairman/Treasurer Frank Armstrong President World Omni Financial Corp. |
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Immediate Past Chair Mary McDowell Chairman & CEO CitiFinancial North America
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Chris Stinebert President and CEO American Financial Services Association |
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John T. Noone President Ford Motor Credit Company |
Timothy L. Stanley President & CEO Heights Finance Corporation |
Frank Armstrong President World Omni Financial Corp. |
Mary H. McDowell President & CEO CitiFinancial/OneMain Financial |
Ronald D. Adams President ABC Finance Company, Inc. |
Robert W. Aiken President & CEO Lendmark Financial Services, Inc. |
Chris Ballinger Group VP, CFO and Global Treasurer Toyota Financial Services |
Nathan D. Benson Chief Executive Officer Tidewater Finance Company |
Daniel E. Berce President & CEO General Motors Financial Company, Inc. |
Andre P. Bohy President Omni Financial |
Bradford D. Borchers Executive Vice President - Operations Springleaf Financial Services |
Kevin Borgmann President Capital One Auto Finance, Inc. |
Robert D. Carter President & CEO Regency Finance Company |
Jeffrey D. Cash Vice President Wells Fargo |
Ben F. Cheek Vice Chairman 1st Franklin Financial Corporation |
Randall Chesler President, CIT Consumer Finance CIT |
Jack G. Choate President Central Financial Services, Inc. |
Lester E. Dees President Union Credit Corporation of LA |
Dietmar W. Exler Vice President Mercedes-Benz Financial Services, USA |
Thomas F. Fortin Chief Executive Officer Regional Management Corporation |
Tom Gilman President & CEO TD Auto Finance LLC |
Elvis Goddard Executive Vice President CitiFinancial/OneMain Financial |
Donald S. Gottwald President & CEO Automotive Finance Corporation |
Kurt Grossheim President & CEO GE Money Bank |
Charles Harris President Security Finance Corporation of Spartanburg |
Virginia C. Herring President 1st Franklin Financial Corporation |
John W. Holden Chairman, President & CEO Pioneer Credit Company |
Irwin B. Holzman Chairman & CEO Reliable Credit Association, Inc. |
Lawrence Hund President & CEO Harley-Davidson Financial Services, Inc. |
Joshua C. Johnson President & CEO Mariner Finance, LLC |
Mark Kaczynski President & CEO Nissan Motor Acceptance Corp. |
Francis C. Lee President & CEO First Tower Corp. |
Jonathon L. Levin President & CEO Turner Acceptance Corporation |
Sharon Mancero Vice President Wells Fargo Preferred Capital |
Luke McClanahan Executive Director Consumer Installment Lenders Association of New Mexico |
Sandy McLean Chairman & CEO World Acceptance Corporation |
Kelly McNamara Corley Executive VP, General Counsel & Secretary Discover Financial Services |
Gregory K. Merryman Assistant General Counsel Ally Financial Inc. |
Sharon Y. Moore Chair AFSA Professional Development Committee |
Andrew Morrison Executive Vice President Brundage Management/Sun Loan Company |
J. Patrick Mullen President Mullen Finance Plan |
Richard H. Parker Chairman & CFO United Finance Co. |
Charles A. Pearce Chief Legal Officer Credit Acceptance Corporation |
Gary L. Phillips Chairman & CEO Republic Finance, LLC |
Stevan Schmelzer President & CEO Personal Finance Company LLC |
Stephen E. Smith Senior Vice President American Honda Finance Corp. |
Jeffrey E. Snyder President & Chief Operating Officer Mission Financial Services |
Andrew Stuart President & CEO VW Credit, Inc. |
Andrew C. Traeger Vice President & Finance Director John Deere Financial |
| Perla C. Manuel Corporate Secretary American Financial Services Association |
Chris S. Stinebert President & CEO American Financial Services Association |






