ABOUT THE  LAW & COMPLIANCE SYMPOSIUM 

Since the recession and passage of Dodd-Frank, federal and state financial regulators have emphasized the importance of consumer protection and stressed the necessity of strong compliance programs. In response, consumer finance companies have increased their compliance efforts and in so doing, have faced new challenges including conflicting regulations, statements, enforcement orders, and guidance.

AFSA's first Law & Compliance Symposium will help members meet those challenges head on by providing insights and guidance on critical federal and state compliance issues for the financial services industry. The symposium is geared toward companies of all sizes, from large, publicly traded companies, to small, privately-owned businesses. The meeting will focus on compliance for: direct and indirect auto finance, traditional installment loans, payment cards, and mortgage loans.

The conference is for company representatives who have compliance responsibilities - whether they are in management or legal, government, or compliance departments. In conjunction with the Law & Compliance Symposium, the following AFSA committees will meet: Law Committee, Operations and Regulatory Compliance Committee (ORCC) and the State Government Affairs Committee (SGA).

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FEDERAL
LEGAL
REGULATORY
STATE

 

SYMPOSIUM  PROGRAM 

(subject to change)

Click on the speaker's name to access biographical information.

AFSA LAW COMMITTEE AND OPERATIONS & REGULATORY COMPLIANCE COMMITTEE EVENTS (click here)
12:30—2:00 p.m.
OPENING GENERAL SESSION & LUNCHEON—THE COURAGE OF THEIR CONVICTIONS: ATTORNEYS GENERAL SHARE INSIGHTS
Mark Brnovich has served as Arizona’s attorney general since 2015 and is the current chairman of the Conference of Western Attorneys General (CWAG). In September, Brnovich announced the launch of a regulatory sandbox initiative for fintech companies to open Arizona to innovation in the financial services industry. In October, Brnovich joined a group of other state AGs and called on Congress to rein in federal regulators, particularly rulemaking through guidance documents. Brnovich will provide insight into Arizona’s regulatory sandbox initiative and his term as chairman of CWAG.

Jerry Kilgore  is an American attorney, politician and member of the Republican Party. He served as the Attorney General of Virginia from 2002 to 2005 and was the Republican nominee for Governor. Currently, he is a member of the State Attorneys General Practice at Cozen O’Connor. Kilgore will share his perspective on the priorities and concerns of the nation’s attorneys general.
SPONSORED BY MCGLINCHEY STAFFORD

2:00—2:15 p.m.
BREAK

2:15—3:00 p.m.
AT THE CENTER OF IT ALL: FEDERAL & STATE UPDATE
Participants will learn about policy, regulatory and legal developments in Washington, D.C. and key states. Experts will give an overview of hot topics at both the federal and state levels and highlight recent legislative and regulatory trends and what industry is doing to respond.
Speakers:
     Danielle Fagre Arlowe | Senior Vice President, AFSA
     Bill Himpler | Executive Vice President, AFSA
     Frank Salinger | President, Public Policy Law Practice

3:00—3:50 p.m.
... MEANWHILE, AT THE COURTHOUSE: LITIGATION DEVELOPMENTS AND STRATEGY
Leading litigators and AFSA’s Vice President of Compliance Education will address key judicial decisions with important implications for compliance. Learn about recent litigation and what it means for compliance. The attorneys also will address the latest enforcement actions at the federal and state levels and their impact on your business.
Speakers:
     Mark Kenney | Chairman, Severson & Werson
     John Redding | Partner, Buckley Sandler
     Philip Bohi | Vice President, Compliance Education, AFSA

4:00—5:30 p.m.
STATE REGULATOR PERSPECTIVES
Hear from regionally-diverse regulators who oversee consumer credit in their states. This panel will provide insights into how companies can view their actions through the state regulatory lens.
Speakers:
     Will Lund | Superintendent, Maine Bureau of Consumer Credit Protection
     Leslie Pettijohn | Commissioner, Texas Office of Consumer Credit Commissioner
     Bryan Schneider | Secretary, Illinois Department of Financial and Professional Regulation
     Moderator: Danielle Fagre Arlowe | Senior Vice President, AFSA

5:30—7:30 p.m.
NETWORKING RECEPTION
Open to all registrants and guests of the Symposium. Join us for refreshments, cocktails and heavy hors d'oeuvres. An opportunity to see old friends and make some new ones. The remainder of the evening is open.
SPONSORED BY BUCKLEY SANDLER

7:30—9:15 a.m.
STATE GOVERNMENT AFFAIRS (SGA) COMMITTEE MEETING
(AFSA members only)

8:30—9:15 a.m.
BREAKFAST
SPONSORED BY BAKER, DONELSON, BEARMAN, CALDWELL & BERKOWITZ

9:15—10:15 a.m.
STILL IN THE HOT SEAT: TRENDS IN DEBT COLLECTION REGULATION & ENFORCEMENT
Fueled by consumer advocates and consumer complaint forums, debt collection is being scrutinized from federal and state regulators, as well as the plaintiffs’ bar.
Speakers:
     Kelly Knepper-Stephens | General Counsel & CCO, Stoneleigh Recovery Associates
     John Rossman | Partner, Moss & Barnett

10:15—10:30 a.m.
BREAK

10:30 a.m.—12:30 p.m.
LAW BREAKOUT SESSIONS (open to all attendees)
10:30—11:25 a.m.  CONSCIOUS UNCOUPLING—THE BUREAU AFTER CORDRAY
Dive into recent enforcement actions, current rulemaking efforts, compliance challenges, and what we can expect from the CFPB in 2018.
Speakers:
     Brett Ashton | Partner, Krieg DeVault LLP
     Michael Benoit | Chairman, Hudson Cook
     Kelly Lipinski | Member, McGlinchey Stafford
     Melanie Brody | Partner, Mayer Brown

11:35 a.m.—12:30 p.m.  NOT "IF," BUT "WHEN"—CYBERSECURITY AND DATA BREACHES
As the number of breaches increases in both number and severity, financial institutions are striving to protect their customers’ data. Regulators and legislators are looking at imposing cybersecurity standards.
Speakers:
     Ed Heiser | Partner, Husch Blackwell
     Michael Tomkies | Partner, Dreher Tomkies LLP
     John Brown | Associate Chief Counsel, John Deere Financial

10:30 a.m.—12:30 p.m.
COMPLIANCE BREAKOUTS (open to all attendees)
10:30—11:25 a.m.  FRIVOLOUS AND FURIOUS—THE LATEST IN CREDIT REPORTING
Discuss new regulatory standards brought forth by the National Consumer Assistance Plan, data reporting sources (Metro2 and e-OSCAR), and disputes.
Speakers:
     Stephanie Erdodi | Consumer Compliance Specialist, VW Credit
     Andrew Smith | Partner, Covington & Burling LLP

11:35 a.m.—12:30 p.m.  THE REGULATOR WILL SEE YOU NOW—STATE EXAM TRENDS
Financial institutions face an ever broadening scope of state exams. State exam veterans will identify recent trends they’re seeing and what companies can do to have the best exam possible.
Speakers:
     Haydn Richards | Partner, Bradley Arant Boult Cummings
     John Socknat | Partner, Ballard Spahr
     Jack Konyk | Executive Director of Government Affairs, Weiner Brodsky Kider PC
     Moderator: Matt Kownacki | Manager, State Research & Policy, AFSA

12:45—1:30 p.m.
NETWORKING LUNCHEON

1:30—4:30 p.m.
LAW COMMITTEE MEETING
(AFSA Law Committee members only)

2:00—4:00 p.m.
COMPLIANCE SPEEDSMARTS (industry only)
Join your colleagues, attorneys and industry compliance experts at roundtables for open discussion and exchange on:
1. Policies and ProceduresLearn about AFSA’s new policies and procedure guide.
     Facilitator: Patty Covington | Partner, Hudson Cook

2. RegtechWhat is regulatory technology, and what can it do for your company? Join the discussion and learn why regtech, the latest buzz in financial services, may be beneficial for your company and for the regulators.
     Facilitators: Darpan Khanna | Senior Manager, IT Advisory, Ernst & Young LLP
     Christopher Muros | Manager, Regulatory Compliance Advisory, Ernst & Young LLP

3. Vendor ManagementIt’s 2018 and vendor management is still a hot topic! Sit with industry experts and learn about recent vendor management issues and ask any questions regarding your vendor management programs.
     Facilitator: Stefanie Jackman | Partner, Ballard Spahr

4. State Perspective: Online Lending and Alternative Financing Models and ProductsJoin the Colorado UCCC Administrator for a discussion on online lending, alternative financing models, and other state issues.
     Facilitator: Julie Ann Meade | First Assistant Attorney General/UCCC Administrator, Colorado Department of Law

5. Multistate Attorney General EnforcementA former longtime state AG employee will provide behind-the-scenes insight into how state AGs coordinate to bring multistate enforcement actions.
     Facilitator:  JB Kelly | Member, Cozen O’Connor, Former General Counsel, NC Attorney General's Office

6. Building Relationships with State RegulatorsWhether a company operates in three states or all 50, it’s important to have good relationships with state regulators. Learn about practical considerations, dos and don'ts, and tips on the process for building these relationships.
     Facilitator: Maury Shevin, Shareholder, Sirote & Permutt


4:30—5:30 p.m.
NETWORKING RECEPTION
SPONSORED BY BRADLEY ARANT BOULT CUMMINGS LLP

8:15—8:45 a.m.
BREAKFAST

8:45—9:45 a.m.
CEO PANEL
Each company’s commitment to compliance begins at the top, squarely with the CEO. Join a panel of CEOs as they discuss the role of compliance and its evolving stature in their companies.
Speakers:
     Ginger Herring, President & CEO, 1st Franklin Financial Corp.      David W. Paul, Senior Vice President, American Honda Finance
     Stan Butler, President & CEO, Heights Finance
SPONSORED BY LENDERLIVE

9:45—10:45 a.m.
CLOSING KEYNOTE: RON INSANA — WHERE ARE THE MARKETS AND ECONOMY HEADED?
Ron Insana is a contributor to CNBC and MSNBC, where he discusses the most pressing economic and market issues of the day. He also delivers The Market Scoreboard Report to radio stations around the country. He has written for Money magazine and USA Today and has hosted two nationally syndicated radio programs. In addition to his work as a business journalist, Insana was the CEO of Insana Capital Partners, from 2006-2008, which, at its peak, managed the $125 million Insana Capital Partners "Legends Fund."
SPONSORED BY GOLDPOINT SYSTEMS 

Interested in joining an AFSA Committee of Professional Interest?

RATES &  DEADLINES 

MEMBER NON-MEMBER
EARLY BIRD RATE
(through December 10)
$995 $1,295
REGISTRATION RATE
(after December 10)
$1,195 $1,495

CONTINUING LEGAL EDUCATION (CLE) CREDITS

AFSA will apply for Continuing Legal Education (CLE) credits for the Law & Compliance Symposium (actual number of credits to be determined) in up to two (2) states requested by pre-registrants. The Symposium is anticipated to be approved for 4-6 CLE hours. Credits are only for those attendees that register for the Symposium.

A flat fee of  $400  will cover the processing of CLE materials. 


CANCELLATIONS AND REFUNDS

All registration cancellation and refund requests must be made via email to Shaniece Rigans.

     > Cancellations before December 20: Full Refund
     > From December 20 – January 4: Cancellations subject to $100 penalty
     > After January 4: No refunds given, delegate substitutions are accepted

ADDITIONAL QUESTIONS

For any further questions or information please email Shaniece Rigans or call her at (202) 469-3197

 HOTEL  INFORMATION


THE OMNI SAN DIEGO
675 L STREET, SAN DIEGO, CALIFORNIA 92101
(619) 231-6664


Please contact the Omni San Diego directly to reserve your guest room at the discounted AFSA rates: $289 and $319 for Premium Rooms single/double plus tax.

You must mention you are with AFSA to receive special room rates. The room block always fills up before the registration deadline (January 11). Hotel rooms are for registered attendees only. (A small portion of the room rate is used to offset conference expenses).