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Cards

Cards are among the primary consumer credit products offered by AFSA members.

This page is designed to help members and visitors find a wealth of card-related information quickly and easily.

Legal

AFSA Comment Letter on CFPB Credit Card Agreement Prototype

AFSA Comment Letter on CFPB Larger Participants

AFSA Comment Letter on Credit Card Act (3)

AFSA Comment Letter on Financial Products and Services Offered to Service Members

Membership

News & Publications

AFSA Comments on CFPB’s Credit Card Agreement Prototype

AFSA Statement on Introduction of Legislation to Repeal Durbin Amendment

AFSA Submits Letter on Massachusetts Debt Collection Regulations

American Express Pulls Gift Cards from NJ; Retailers Threaten to Follow

CFPB Unveils Prototype for Simplified Credit Card Agreement

Consumer Bureau Takes Step Back on Capping Credit Card Fees

Debit Fees Flow for Smaller Banks

Interest in Prepaid Cards Growing

New Jersey Lawmakers May Scrap Troubled Gift Card Law

State Government Affairs

Card Subcommittee

Talking Points

Talking Points List

Automated Clearing House and Electronic Payments

Credit Scoring 101: Existing Regulations

Credit Scoring Benefits

Consumer Protection Laws

Data Breach Legislation

Data Breach Legislation - Federal

Debt-Settlement Companies

FACT Act and Federal Preemption

File Freeze Legislation

Financial Education

Gift & Stored Value Cards

Globalization/Outsourcing

Interchange Fees (Updated September 2011)

Mandatory Arbitration

Mandatory Counseling

Multiple Inquiries in Credit Scoring

National Bank Act Preemption: Credit Cards

Privacy and Opt-In Requirements

Student Credit Card Marketing

Uniform Commercial Code Primer

Use of Payment Cards for Unlawful Internet Transactions

Issue Briefs

Interchange and Related Issues

White Papers

Archived (old) White Papers

White Papers List

Antitrust 101: A Primer on the Concepts (Evergreen)

Faith-Based Consumer Activism (February 2012)

Interchange Fees (August 2011)

Preemption After the Dodd-Frank Act (Evergreen)

Prepaid Cards (April 2012)New!

Redistricting (March 2011)

Security Breach and Identity Theft (July 2010)

Year in Review/Preview for the 2012 Session (January 2012)

Year in Review/Preview for the 2011 Session (January 2011)

Charts/50 State Surveys

Credit Checks for Job Applicants (Updated October 2010)

Data Breach Laws (Updated September 2010)

State Legislation Maps

Credit Freeze Legislation (July 2011)

Globalization/Outsourcing Legislation (July 2011)

Priority Issues (July 2011)

Security Breach Legislation (July 2011)

Stored Value Systems/Gift Cards Legislation (July 2011)

Enacted Laws

2012 Enacted Laws by Month

2006-2011 Enacted Laws

State-specific Talking Points

Maine LD 1251 Credit Card Company Unfair Trade Practices

New Jersey Stored Value Cards and Escheatment Laws

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Industrial banks

Vehicle Finance

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