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AFSA submits comment letters on a regular basis to convey its members’ views on federal agencies’ regulatory rulemakings that affect consumer credit. Members have the opportunity to provide input on comment letters before they are finalized.
- AFSA Comment Letter on Enhanced Prudential Standards and Early Remediation Requirements (PDF)
April 30, 2012 - Joint Trade Letter on Lease Accounting Proposal (PDF)
April 26, 2012 - Joint Trade Letter to CFPB on Confidential Treatment of Privileged Information. (PDF)
April 16, 2012 - AFSA Comment Letter to CFPB on Confidential Treatment of Privileged Information. (PDF)
April 16, 2012 - Joint Trade Letter on Cumulative Effects of RESPA-TILA (PDF)
April 16, 2012 - Joint Trade Letter on RESPA-TILA Integration (PDF)
April 16, 2012 - AFSA Comment Letter to CFPB on Larger Participants (PDF)
April 17, 2012 - Joint Trade Letter to CFPB on QM (PDF)
April 12, 2012 - AFSA Letter to the FTC on Attorney Discipline (PDF)
March 23, 2012 - AFSAEF Comment Letter to CFPB on Financial Literacy (PDF)
March 19, 2012 - AFSA Letter to CFPB on Consumer Complaint System (PDF)
March 13, 2012 - AFSA Comment Letter to Treasury on Assessment Fees (PDF)
March 5, 2012 - AFSA Comment Letter to CFPB on Streamlining Regulations (PDF)
March 5, 2012 - AFSA Comment Letter on Republished Regulation Z and Regulation V (PDF)
February 21, 2012 - AFSA Comment Letter on CFPB Credit Card Agreement Prototype (PDF)
February 16, 2012 - Joint Trade Letter on Mortgage Disclosure Prototypes (PDF)
February 15, 2012 - Joint Trade Letter on Loan Estimate Disclosure and Settlement Disclosure (PDF)
February 15, 2012 - Joint Trade Letter on Volcker Rule (PDF)
February 13, 2012 - AFSA Comment Letter on Policy for Disclosing Credit Card Complaint Data (PDF)
January 30, 2012 - Joint Comment Letter to HUD on Fair Housing Act (PDF)
January 17, 2012 - AFSA Comment Letter on CFPB Model Forms (PDF)
December 23, 2011 - AFSA Comment Letter on CFPB Complaint System (PDF)
- AFSA Submits Joint Comment Letter on Nonbank Supervision (PDF)
- AFSA Signs Joint Industry Letter on CFPB Mortgage Prototypes (PDF)
- AFSA Comment Letter on CFPB Prototype Mortgage Closing Forms (PDF)
- AFSA Comment Letter on Four CFPB Interim Final Rules (PDF)
- AFSAEF Comment Letter on Proposed Financial Literacy Themes and Principles (PDF)
- AFSA Comment Letter on Financial Products and Services Offered to Service Members (PDF)
- AFSA Comment Letter on CFPB Larger Participants (PDF)
- AFSA Comment Letter on Credit Risk Retention (PDF)
- AFSA Comment Letter on Regulation B and Equal Credit Opportunity Act (PDF)
- AFSA Comment Letter on Ability to Repay Proposed Rule (PDF)
- Joint Trade Association Letter on Lease Accounting Standards Update (July 8) (PDF)
- Joint Trade Association Letter on Lease Accounting Standards Update (May 26) (PDF)
- Joint Trade Association Letter on Risk Retention and Qualified Residential Mortgage Provisions (PDF)
- AFSA Comment on CFPB Consumer Complaint Form (PDF)
- AFSA Comment Letter on Qualitative Testing of Integrated Mortgage Loan Disclosure Forms (PDF)
- AFSA Comment Letter on Escrow Proposed Rule (PDF)
- AFSA Letter on Adverse Action (PDF)
- AFSA Letter on Risk-Based Pricing (PDF)
- Joint Letter on Credit Score Disclosures (PDF)
- AFSA Letter on FTC Vehicle Roundtables (PDF)
- AFSA Letter on MDIA (PDF)
- AFSA Letter on Nonbank Supervision (PDF)
- AFSA Letter on Debit Card Interchange Fee (PDF)
- AFSA Letter on CFPB Database (PDF)
- AFSA Letter on Credit Card Clarification (PDF)
- AFSA Letter on Home-Secured Credit Proposed Rule (PDF)
- AFSA Comment Letter on Credit Protection Products (PDF)
- Joint Trade Letter on Appraiser Independence (PDF)
- Joint Trade Association Letter on Lease Accounting (PDF)
- AFSA Comment Letter on MDIA (PDF)
- AFSA Comment Letter on Mortgage Advertising (PDF)
- AFSA Comment Letter on Issuer Review of Assets in Offerings of Asset-Backed Securities (PDF)
- AFSA Comment Letter on Disclosure for Asset-Backed Securities (section 943) (PDF)
- Joint Trade Association Letter on RESPA and TILA Disclosures (PDF)
- AFSA Comment Letter on Supervision and Regulation of Nonbank Financial Companies (PDF)
- Joint Trade Association Letter on Lease Accounting (PDF)
- AFSA Comment Letter on FHFA Enforcement Procedures (PDF)
- AFSA Comment Letter on Appraiser Independence (PDF)
- AFSA Comment Letter on Disclosure of Certain Loss Contingencies (PDF)
- AFSA Comment Letter on Revised FCRA Notice (PDF)
- AFSA Submits Comment Letter to Financial Accounting Standards Board (PDF)
- Joint Letter Seeks Revised Implementation Schedule for Mortgage Disclosures (PDF)
- AFSA Submits Comment Letter on Home Mortgage Disclosure Act (PDF)
- AFSA Comment Letter on Asset-Backed Securities (PDF)
- AFSA Comment Letter on TCPA (PDF)
- AFSA Comment Letter on Credit Card Act (3) (PDF)
- AFSA Comment Letter on Mortgage Assistance Relief Services (PDF)
- AFSA Comment Letter on Amendments to the Federal Rules of Bankruptcy Procedure (PDF)
- AFSA Comment Letter on Form 1099-K Merchant Card and Third-Party Payments (PDF)
- AFSA Comment Letter on Reg Z (HELOCs) (PDF)
- AFSA Comment Letter on Reg Z (Closed-End) (PDF)
- AFSA Comment Letter Credit Card Act (2) (PDF)
- AFSA Comment Letter on FTC Rule to Combat Abuses in Debt Relief Industry (PDF)
- AFSA Comment Letter on Credit Card Act (1) (PDF)
- AFSA Comment Letter on FTC MAPS Rulemaking (PDF)
- AFSA Comment Letter on FTC MARS Rulemaking (PDF)
- AFSA Comment Letter on CARS Act (PDF)
- AFSA Comment Letter on Registration of MLOs (PDF)
- AFSA Comment Letter on UDAP Clarification (PDF)
- AFSA Comment Letter on RESPA "Required Use" Provision (PDF)
- AFSA Comment Letter on the FCC Petition Concerning the TCPA Rules (PDF)
- AFSA Comment Letter on Reg Z (MDIA) (PDF)
- AFSA Comment Letter on the Insurance Program for Troubled Assets (PDF)
- AFSA Comment Letter on HMDA Reporting Thresholds (Regulation C) (PDF)
- AFSA Comment Letter on the FACT Act Risk-based Pricing Rule (PDF)
- AFSA Comment Letter On Debt Settlement Industry Public Workshop II (PDF)
- AFSA Comment Letter on Debt Settlement Industry Public Workshop (PDF)
- AFSA Comment Letter on Reg Z (Open-End Credit) (PDF)
- AFSA Comment Letter on UDAP (Regulation AA) (PDF)
- AFSA Comment Letter on RESPA (PDF)
- AFSA Comment Letter on FACTA Accuracy and Integrity Regulations and Guidelines and Direct Dispute Regulations (PDF)
- AFSA Comment Letter on DoD Rule Implementation (PDF)
- AFSA Comment Letter on Credit Report Freezes (PDF)
- AFSA Comment Letter on HOEPA/TILA/Reg Z (PDF)
- Cuomo/GSE/OFHEO Appraisal Code of Conduct Letter (PDF)
- AFSA Letter on Creditor Liability for Third-Party Debt Collectors (PDF)
- The FTC's Study on Credit-Based Insurance Scores (PDF)
- The Federal Reserve Board's Study on Credit Scoring (PDF)
- AFSA Comment Letter to Treasury (PDF)
- AFSA Comment Letter on Debt Collection (PDF)
- AFSA Comment Letter on UDAP (PDF)
- AFSA Comment Letter on the Amendments to Reg Z (PDF)
- AFSA Comment Letter on the Subprime Statement Illustrations (PDF)
- AFSA Comment Letter on SSNs in the Private Sector (PDF)
- AFSA Comment Letter on HOEPA Hearing (PDF)
- AFSA Comment Letter on Prohibited Service at SLHCs (PDF)
- AFSA Comment Letter On Reg Z Electronic Disclosures (PDF)
- Policy Working Group Report (PDF)
- AFSA Comment Letter on the Model Privacy Form Under the Gramm-Leach-Bliley Act (PDF)
- AFSA Comment Letter on the Subprime Mortgage Statement (PDF)
- AFSA's Comment Letter to the OTS in response to their Notice and Request for Comment on the Interagency Security Breach Notice Guidance (PDF)
- AFSA's Comment Letter to the DOD on the Proposed Credit Regulations (PDF)
- AFSA’s Comment Letter to the OCC in response to their Notice and Request for Comment
on the interagency Security Breach Notice Guidance (PDF) - AFSA's Comment Letter on the Second FTC Accuracy Pilot Study (PDF)
- AFSA's Comment Letter to the DoD (PDF)
- AFSA Comment Letter on Survey of Information Sharing Practices with Affiliates (PDF)
- AFSA Comment Letter on the ID Theft Red Flag Rule (PDF)
- AFSA Comment Letter on ACA International's Petition (PDF)
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