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AFSA was invited to the White House to witness President George W. Bush sign the Identity Theft Penalty Enhancement Act in to law on July 15, 2004. Bill Himpler, AFSA's Senior Vice President of Federal Government Affairs, Tom Hallman, CIT's Vice Chairman & Group CEO, Specialty Finance and John Collingwood, MBNA's Senior Vice President were in attendance.
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Congressman Richard Baker (R-LA), introduced a bill designed to fend off attacks on the secondary market entitled the "Mortgage Market Protection Act," H.R. 4719, on June 25, 2004.
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An appellate court justice issued a July 21st decision to strike down Toledo's mortgage lending ordinance. Toledo has indicated it will appeal the decision.
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This summer has seen an explosion in rulemaking as required by the FACT Act. AFSA has stayed on top of it all, and continues to solidify the voice of the financial services community for the regulators.
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AFSA Hosts a Financial Literacy Booth at NCSL Conference
The booth featured a demo of the AFSA Education Foundation's MoneySKILL program, along with flyers and brochures in English and Spanish from AFSAEF and AFSA member companies. The 2004 conference of the National Conference of State Legislators took place at Salt Lake City, July 20-23.
As part of an ongoing effort to curb predatory lending and increase accountability in its mortgage insurance programs, The Department of Housing and Urban Development published a final rule that makes lenders accountable for appraisals on mortgages insured by the Federal Housing Administration (FHA). The rule becomes effective August 19, 2004.
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