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The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 goes into effect on October 17th, bring sweeping changes to an overburden system while encouraging personal responsibility. In the wake of the massive devastation caused by Hurricane Katrina, some lawmakers have proposed changes to ensure the new bankruptcy law has the flexibility to provide adequate relief to the victims of Katrina and other natural disasters.
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AFSA's media statement
The analysis, issued on September 13, concluded that "raw data alone can lead to inaccurate conclusions" and that "risk based pricing has greatly expanded the availability of home loans to borrowers." AFSA released a media statement that described the Federal Reserve's analysis as "sound and well reasoned."
Federal Reserve's analysis
The House Financial Services Committee, the Senate Banking Committee and the Judiciary and Energy & Commerce Committees of both the House and Senate are among several Congressional committees examining the issue of data security breaches.
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