Specialty law firm for the consumer credit industry (bank, thrift, finance company, mortgage lender, sub-prime, auto finance/leasing, credit card, retailer, insurer); Unique perspective developed via extensive experience in: Defense Litigation of all types (particularly class actions), Regulatory/Compliance Counseling (disclosures, product development, state/federal filings, fair lending evaluations, privacy), including in-house counsel background; Legislative Analysis (counsel to state trade association), including comment letters and updates; Seminar/Industry Presentations.