10:15 a.m. – 11:25 a.m.
The Future of Dealer/Financial Institution Relations, Auto Finance, J.D. Power & Associates
Andrew D. Koblenz Vice President & General Counsel, National Automobile Dealers Association
Alex Kurkin Partner, Kurkin Brandes, LLP
Speakers: Heather DeSandre Director, F&I Client Service

- Heather DeSandre's Presentation

11:25 a.m. – 12:00 p.m.
Good Faith and Fair DealingExamining the rapidly developing area of lending industry duties in the legislative and judicial arena
Speakers: Brett J. Ashton Of Counsel, Kreig Devault LLP
Craig Varga Partner, Varga Berger Ledsky Hayes & Casey

- Brett Ashton's Presentation
- Craig Varga’s Handout

1:30 p.m. – 2:30 p.m.
State Attorney General Enforcement of TILA and Other LawsThe pendulum swings toward expanded state power
Speakers: James R. Sheeran General Counsel, Tidewater Finance Company
Jack Norris Special Counsel for Multistate Litigation, Florida Office of the Attorney General
Matt Shors Counsel, O'Melveny & Myers, LLP

Moderator: Danielle Fagre Arlowe Sr. Vice President, State Government Affairs, American Financial Services Association

- Jack Norris's Presentation

2:30 p.m. – 3:30 p.m.
Learning from Our CriticsA candid conversation with the President of the Center for Responsible Lending
Speaker: Michael Calhoun President, Center for Responsible Lending

- Michael Calhoun's Presentation

Thursday, September 24 (Joint AFSA/NACCA Program Day)

8:35 a.m. – 9:45 a.m. 
New Developments in State and Federal Law Managing Partner, Hudson Cook, LLP
Speaker: Robert A. Cook

- Robert Cook's Presentation

1:45 p.m. – 3:00 p.m.
The Consumer Financial Protection Agency and Regulatory Reform Partner, Butera & Andrews
Rick Fischer Partner, Morrison & Foerster
Speakers: Wright Andrews

- Wright H. Andrews's Presentation
- Handouts