AFSA's State Government Affairs department regularly submits comment letters on state bills and state agencies' regulations that affect consumer credit. Periodically, SGA comments on federal rules that could directly affect the states. Members have the opportunity to provide input on AFSA's comment letters before they are finalized.

Occasionally, AFSA testifies at financial services hearings held in the states.
 

Florida SB 1660 & HB 1501 (integration or merger clauses in motor vehicle retail contracts) - January 2012

Massachusetts HB 2914 (vehicle driver/owner liability shifting) - November 2011

Carroll County, Georgia (maintenance of vacant & foreclosing residential property) - November 2011

Massachusetts HB 917 (vehicle driver/owner liability shifting) - October 2011

Georgia HB 254 (vehicle driver/owner liability shifting) - October 2011

Clark County, Nevada (registration of abandoned residential property) - October 2011

NMLSR Reporting of State Regulatory Actions - September 2011 

New Jersey AB 4191 (vehicle driver/owner liability shifting) - September 2011

New York A.134 (vehicle driver/owner liability shifting) - August 2011

Connecticut SB 706 (vehicle driver/owner liability shifting) - August 2011

Pennsylvania SB 595 (vehicle driver/owner liability shifting) - July 2011

Massachusetts HB 1293 (vehicle driver/owner liability shifting) - July 2011

New Jersey AB 1061 (vehicle driver/owner liability shifting) - July 2011

California SB 29 (vehicle driver/owner liability shifting) - March 2011

Maryland HB 738 (free credit report and credit scores - prohibited practices) - March 2011

New York A.2094 & S.3302 (vehicle lien holder notification) - March 2011

California Dept. of Insurance potential interpretation of AB 2782 (GAP) - January 2011

Rhode Island Surety Bond and min. Net Worth for MLOs - November 2010

NMLSR Registration of Federally Regulated Mortgage Loan Originators Fees - November 2010

Pennsylvania HB 2498 (vehicle driver/owner liability shifting) - November 2010

New York A.6145 (vehicle driver/owner liability shifting) - October 2010

New York A.6021 (vehicle driver/owner liability shifting) - October 2010

Illinois SB 2979 (vehicle driver/owner liability shifting) - October 2010

New Jersey AB 2615 (safety-recall repairs imposed on vehicle leasing co.) - June 2010

New York A.10863 & S.7831 (vehicle lien holder notification) - June 2010

Puerto Rico PC 1363 (credit reporting agencies) - June 2010

CSBS NMLS Mortgage Call Report - May 2010

Vermont SB 138 veto letter (interchange) - May 2010

Rhode Island HB 7755 (vehicle driver/owner liability shifting) - April 2010

Colorado SB 16 (vehicle driver/owner liability shifting) - February 2010

Illinois HB 930 (vehicle driver/owner liability shifting) - February 2010

Hawaii HB 9 (vehicle driver/owner liability shifting) - February 2010

HUD Proposed SAFE Act Rules - February 2010

Texas Debt Cancellation re-proposed rules - February 2010

North Carolina SAFE Act Proposed Regulation - January 2010

Massachusetts HB 3240 & HB 3640 (vehicle driver/owner liability shifting) - November 2009

Texas Debt Cancellation proposed rules - November 2009

Testimony during CSG's Annual Meeting (Suggested State Legislation Committee) against model auto franchising legislation with captive effects - November 2009

New York MLO license application - October 2009

CSBS NMLS Background Check Processing - October 2009

Federal Agencies Proposed SAFE Act Rule - September 2009