Membership FAQs

How much does it cost to join as a consumer credit company?

Dues are based on your company's gross revenue from your consumer lending activity including interest income, finance charge income, service fee income and gains from securitization or loan sales from loans and leases, sales finance contracts, real estate loans, and small business and agribusiness loans.

May I join as an individual?

Membership in AFSA is corporate and membership extends to all staff at the member company.

Can I join as a new start-up finance company?

Yes, but you must first wait a year from the time your company is directly or indirectly making loans or providing products and services to credit companies as an industry supplier.

When will my AFSA membership start?

AFSA membership is on an annual basis from January 1 - December 31. New members can join at anytime during the year, dues are prorated starting March 1.

What if my company joins during the year? How much do I pay in dues?

Your dues are prorated for 12 months. For example, if you join in April, you only pay for 8 months and renew the following March.

If my parent company is a member of AFSA, can a subsidiary have a separate membership?

Yes, and the subsidiary (i.e. mortgage lending or auto finance) will receive a substantial savings on dues.

If my company also provides products and services to other consumer credit companies, may I join as a Business Partner instead of as a consumer credit company?

No, if you qualify as a consumer credit company member, you must join in this category first. Your products and services subsidiary (i.e. insurance, funding, loan processing, attorneys) may also join for a significant Business Partner discount.

May I list my company's products and services in the online Industry Buyer's Guide as a consumer credit company?

No, your company must have an additional membership as a Business Partner to have a listing in the AFSA Buyer's Guide.

 

Additional Questions? Contact AFSA Member Services at membership@afsamail.org or (202) 296-5544 or complete this form to receive additional information.