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Women’s History Month | Robyn Jordan
Mar 18, 2024

AFSA is celebrating Women’s History Month by featuring outstanding female leaders in the consumer credit industry. I’ve spent the last 25 years leading the people organization across retail, supply chain, hospitality and most recently financial services (which has been the best so far)! What has been the most important lesson? Early in my career I […]

Women’s History Month | Anne Kline
Mar 15, 2024

AFSA is celebrating Women’s History Month by featuring outstanding female leaders in the consumer credit industry. What has been the most important lesson? Learn to accept feedback constructively and use it to further your personal development. Was there a mentor who provided great insight in your early career? Yes. Fortunately, I had several. They taught […]

AFSA Testified on DIDMCA Opt-Out
Mar 15, 2024

On March 13, AFSA’s Senior Vice President, Danielle Arlowe, testified before the District of Columbia’s committee in opposition to DC B25-0609. Why it matters: This bill would opt-out the state from the Depository Institutions Deregulation and Monetary Control Act of 1980 (DIDMCA). DIDMCA introduced parity for state banks, stipulating that state-chartered banks with federal insurance […]

AFSA’s Credit Reporting Opt-In Letter
Mar 15, 2024

Last week, AFSA’s State Government Affairs team sent a comment letter to the West Virginia Senate regarding WV HB 4381 on credit reporting opt-ins. In the letter, AFSA focuses on HB 4381’s mandate that consumers explicitly opt in for each disclosure or sale of their personally identifiable financial information by a credit reporting agency (CRA), […]

What is “Risk to Consumer”?
Mar 15, 2024

Earlier this month, the CFPB responded to a bipartisan Congressional letter seeking the Bureau’s definition of the term “risk to consumer” for certain nonbank entities in the Bureau’s Supervisory Authority. While we appreciate that the CFPB responded, it did not provide substantive clarity on the central question surrounding risk. Interestingly, the CFPB’s initial motive for this rulemaking was […]

Women’s History Month | Marguerite Watanabe
Mar 14, 2024

AFSA is celebrating Women’s History Month by featuring outstanding female leaders in the consumer credit industry. What has been the most important lesson? I am so grateful for my mother helping me lay the foundation for a strong work ethic. She taught me the importance of being accountable, supporting others, being a team player and […]

Women’s History Month | Valerie Tolhurst
Mar 14, 2024

AFSA is celebrating Women’s History Month by featuring outstanding female leaders in the consumer credit industry. What has been the most important lesson? As a Human Resources professional, the biggest lesson I learned was to learn all I can about the business and how it runs operationally and financially. Being financially literate, being able to […]

Women’s History Month | Meg Michiels
Mar 13, 2024

AFSA is celebrating Women’s History Month by featuring outstanding female leaders in the consumer credit industry. I sincerely appreciate AFSA Women’s Leadership Council celebrating International Women’s Day (IWD) and Women’s History Month (WHM). I currently Co-Chair the Citi Women’s Network Chapter in the Washington, DC Area, and as we have worked on aligned initiatives this […]

PayNearMe Introduces Smart Switch™ to Enable Card Processing Redundancy for Lenders
Mar 12, 2024

Every minute of downtime lenders experience is expensive—leading to missed payments, high customer service costs and reputational risks. By connecting lenders to multiple merchant processors through a single platform integration, PayNearMe’s SmartSwitch™ facilitates maximum uptime and reliability. The current industry standard for payments platform providers that serve lenders is to connect clients to a single merchant […]

Women’s History Month | Ronda Cepeda
Mar 12, 2024

AFSA is celebrating Women’s History Month by featuring outstanding female leaders in the consumer credit industry. What has been the most important lesson?  Embracing my uniqueness. As a woman, it’s essential to recognize and celebrate the qualities that make you stand out. Use those to break barriers fearlessly. Throughout my career, I’ve realized that the path […]

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