Ancillary Product Working Group

The Ancillary Product Working Group reviews litigation and state and federal legislative and regulatory issues regarding ancillary products in all business lines (e.g., credit insurance, debt cancellation agreements, guaranteed asset protection (GAP) agreements, extended service contracts, etc.). The working group holds conference calls monthly and as needed and meets annually in-person in May/June.

Eligibility: the group is open to all AFSA members.

Key Issues: all-in rate caps, GAP waiver refund requirements, restrictions on voluntary protection products, requirements for vehicle service contracts, motor clubs, and extended warranties.

To join the group or for more information, contact Matt Kownacki at

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