AFSA Publishes 2018 Legislative Preview and 2017 Review White Paper January 4, 2018 AFSA Staff AFSA’s State Government Affairs department this week published its 2018 State Legislative Preview and 2017 Review white paper. Published monthly, AFSA’s state white papers typically provide a snapshot in time covering a single-issue area; however, the 2018 preview/2017 review provides a broad look across AFSA members’ priority issues, including debt collection, fintech regulation, mortgage lending and servicing, payment cards and systems, state rate cap activity, traditional installment loans, and vehicle finance. The paper provides AFSA members a good idea of what they can expect from the states over the next year. Although only 46 state legislatures are scheduled to meet in 2018, AFSA expects the states to have an active year. The white paper examines legislative trends across the past seven years, focusing on last year’s legislative activity. The paper also includes information on legislation prefiled for the upcoming sessions. Privacy and fraud issues are likely to be a high priority for many states this year, following several major recent data breaches, plus an increased focus on elder financial exploitation by state attorneys general. In addition to information on the priority issue areas, the 2018 preview/2017 review covers the recent expansion of the Nationwide Multistate Licensing System (NMLS) and proposed NMLS 2.0, the ongoing evolution of fintech regulation, and state attorney general enforcement activity in 2017. Members can find previous white papers on AFSA’s website under the State Resources section.