Press & Media Statements

Working closely with the Federal and State Government Affairs Departments, AFSA's Communications Department responds to and proactively works with news outlets seeking to cover the consumer credit industry. 

AFSA is pleased to assist the media with interviews, quotes, background information and story development regarding any of the business lines the association represents. Media inquiries can be directed to:

    Dan Bucherer 
Vice President, Communications     Manager, Communications
+1 (202) 776-7308      +1 (202) 466-8613

U.S. Credit Bureaus to Assess Concerns around Subprime Auto Lending Industry

NEW ORLEANS, LOUISIANA, (January 23, 2017) - The American Financial Services Association (AFSA), announced today that it will convene a panel of experts representing all three U.S. Credit Bureaus including Equifax, Experian and Transunion to provide insights around the health of the subprime auto lending industry using consumer credit data.

The panel is being held as part of AFSA’s 21st annual Vehicle Financing Conference and Expo and is in response to mixed reports and conflicting analysis in the marketplace.

Based in Washington, D.C., the American Financial Services Association (AFSA), celebrating its centennial in 2016, is the national trade association for the consumer credit industry, protecting access to credit and consumer choice. Its 400 members include traditional installment lenders, vehicle finance/ leasing companies, consumer and commercial finance companies, mortgage lenders and servicers, payment card issuers, industrial banks and industry suppliers. For more information, visit www.


AFSA joined by representatives of the three credit bureaus and a representative of the auto lending community to discuss status of the subprime auto lending industry.


  • Danielle Fagre, Senior Vice President, State Government Affairs, American Financial Services Association
  • Amy Crews Cutts, PhD, Senior Vice President, Chief Economist, Equifax
  • Jason Laky, Senior Vice President and Automotive Business Leader, Transunion
  • Melinda Zabritski, Senior Director, Experian Automotive
  • Denise Brown, Chief Risk Officer & Chair AFSA Vehicle Credit Risk Committee, Veritas Auto Finance
When: Tuesday, January 24 @ 11:30 a.m. CT

Live Webcast: Information about the webcast will be available on the

AFSA Vehicle Finance Conference websiteon Monday, January 23. A recording will be available after the presentation.


Sheraton New Orleans

(Nottoway Room, 4thfloor)


50 Canal Street

New Orleans, LA 70130