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American Financial Services Association

Protecting access to consumer credit & choice since 1916.

Protecting access to consumer credit & choice since 1916.

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Events

2026 Annual Meeting

Oct 25 - Oct 28, 2026
The Breakers | Palm Beach, Florida

2027 Vehicle Finance Conference & Expo

Feb 15 - Feb 17, 2027
JW Marriott Bonnet Creek | Orlando, FL

2027 Independents Conference & Expo

May 23 - May 27, 2027
JW Marriott Nashville | Nashville, TN

Blog

AFSA Webinar | Beyond the Check: Modernizing Auto Refunds for Compliance, Cost and Customer Experience
Sep 01, 2026

September 17, 2026 at 2:00 p.m. ET GAP and loan overpayment refunds have become one of auto finance’s most scrutinized processes—and the responsibility has shifted. What was once handled by dealers now falls to lenders, putting refund accuracy, timing, and documentation directly in the spotlight for regulators and customers alike. In this session, leading corporate […]

AFSA’s CFPB Feedback
Aug 27, 2026

AFSA has compiled and sent member comments to the House Financial Services Committee, which solicited feedback on its draft legislation, the CFPB Reform Act of 2026. While there have been recent, positive changes at the Consumer Financial Protection Bureau, the Committee is seeking to make some of the changes more permanent and less likely to […]

Extra Credit Podcast | Balancing Tradition and Innovation 
Aug 24, 2026

On one of our latest episodes of the AFSA Extra Credit Podcast, Celia Winslow, President and CEO of AFSA sits down with the oldest and youngest generation of the family business at 1st Franklin Financial. While both go by Ben Cheek, one is a recent graduate of Auburn University and the newest generation of Cheek serving as […]

Consumer Lending by the Numbers

13.7 MILLION consumers hold a traditional installment loan
Consumers
13.7
million
consumers hold a traditional installment loan
82 MILLION consumers in the PRIME VALUE or better risk tier
Credit Card
6.5
million
consumers in the prime or better risk tier
$1,500 average installment agreement amount
Handshake
$1,500
average installment agreement amount
2.3 MILLION new auto loans each month
Car
2.3
million
new auto loans each month

Resources for Members

AFSA Track
AFSA Track

AFSA Track

AFSA’s comprehensive web-based monitoring system provides legislative and regulatory tracking in all 50 states and the federal government, accessible every day of the year.
Communications
Publications

Publications

Interested in receiving AFSA publications like Capital Notes, News You Need, meeting details, and webinar/podcast announcements? Create a user account today!
Business Partner Resource Guide
Resource Guide

Resource Guide

AFSA's Business Partner Resource Guide helps you find products and services provided by AFSA Business Partners to improve your business results.
Coronavirus
AFSA Training

Coronavirus

AFSA has assembled a number of resources to help members as they navigate the COVID-19 coronavirus and continue to assist their communities. Click to read more.

Resources for Consumers

AWARE
MoneySkill
AFSA Education Foundation
AFSA Education Foundation