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American Financial Services Association

Protecting access to consumer credit & choice since 1916.

Protecting access to consumer credit & choice since 1916.

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Events

2026 Annual Meeting

Oct 25 - Oct 28, 2026
The Breakers | Palm Beach, Florida

2027 Vehicle Finance Conference & Expo

Feb 15 - Feb 17, 2027
JW Marriott Bonnet Creek | Orlando, FL

2027 Independents Conference & Expo

May 23 - May 27, 2027
JW Marriott Nashville | Nashville, TN

Blog

🚨THIS THURSDAY | AFSA Webinar | The Real Cost of Getting Paid: Why Transaction Fees Tell Only Part of the Cost of Payment Acceptance
Aug 17, 2026

August 20, 2026 at 2:00 p.m. ET Consumer lenders closely monitor the cost of accepting payments, often focusing on transaction fees and processor invoices. But what if those costs represent only a small fraction of what it actually takes to get paid? New research from PayNearMe introducing the Payment Experience Gap found that transaction fees […]

The CFPB Addresses Database Flaw
Aug 14, 2026

For some time now, AFSA has made a simple point about the Consumer Financial Protection Bureau’s public complaint database. A complaint is a claim, not a finding. When the Bureau publishes an unverified narrative, it presents one side of a story that no one has checked, then invites the public to treat it as fact. […]

From “New Normal” to “No Normal”
Aug 14, 2026

On its face, Thursday’s inflation report was good news. Wholesale prices were flat from June to July (economists expected a 0.2 percent increase), and the year-over-year rise in the Producer Price Index slowed to 4.7 percent, down sharply from 5.5 percent in June. After a spring and summer of resurgent inflation, any cooling is welcome. The […]

Consumer Lending by the Numbers

13.7 MILLION consumers hold a traditional installment loan
Consumers
13.7
million
consumers hold a traditional installment loan
82 MILLION consumers in the PRIME VALUE or better risk tier
Credit Card
6.5
million
consumers in the prime or better risk tier
$1,500 average installment agreement amount
Handshake
$1,500
average installment agreement amount
2.3 MILLION new auto loans each month
Car
2.3
million
new auto loans each month

Resources for Members

AFSA Track
AFSA Track

AFSA Track

AFSA’s comprehensive web-based monitoring system provides legislative and regulatory tracking in all 50 states and the federal government, accessible every day of the year.
Communications
Publications

Publications

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Business Partner Resource Guide
Resource Guide

Resource Guide

AFSA's Business Partner Resource Guide helps you find products and services provided by AFSA Business Partners to improve your business results.
Coronavirus
AFSA Training

Coronavirus

AFSA has assembled a number of resources to help members as they navigate the COVID-19 coronavirus and continue to assist their communities. Click to read more.

Resources for Consumers

AWARE
MoneySkill
AFSA Education Foundation
AFSA Education Foundation