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American Financial Services Association

Protecting access to consumer credit & choice since 1916.

Protecting access to consumer credit & choice since 1916.

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Events

2026 Annual Meeting

Oct 25 - Oct 28, 2026
The Breakers | Palm Beach, Florida

2027 Vehicle Finance Conference & Expo

Feb 15 - Feb 17, 2027
JW Marriott Bonnet Creek | Orlando, FL

2027 Independents Conference & Expo

May 23 - May 27, 2027
JW Marriott Nashville | Nashville, TN

Blog

Real Issue, Wrong Response
Sep 30, 2026

A new Wall Street Journal survey of 1,500 registered voters finds Americans across party lines embracing policy proposals long considered outside the political mainstream. One finding should be of particular interest for AFSA members and their customers: Nearly four in five voters support capping credit card interest rates at 10 percent. That may be an […]

What Bloomberg Overlooked in Its Subprime Auto Story
Sep 29, 2026

A recent Bloomberg article examined nearly three million subprime auto loans packaged into securities between 2021 and 2023, tracing how some lenders handle borrowers who fall behind. It is detailed, but missing important perspective. Let’s start with what the piece gets right. More American households are straining to keep up, and delinquencies among the most […]

🚨THIS THURSDAY | AFSA Webinar | The Agentic Trap: When AI Helps the Payment Experience—and When It Gets in the Way
Sep 29, 2026

October 1, 2026 at 2:00 p.m. ET Agentic AI dominates every customer service conversation right now. However, technology is only as valuable as the problems it solves. In this session, we’ll explore why treating every payment experience problem as one that AI can solve is a costly mistake, and demo what a balanced solution should […]

Consumer Lending by the Numbers

13.7 MILLION consumers hold a traditional installment loan
Consumers
13.7
million
consumers hold a traditional installment loan
82 MILLION consumers in the PRIME VALUE or better risk tier
Credit Card
6.5
million
consumers in the prime or better risk tier
$1,500 average installment agreement amount
Handshake
$1,500
average installment agreement amount
2.3 MILLION new auto loans each month
Car
2.3
million
new auto loans each month

Resources for Members

AFSA Track
AFSA Track

AFSA Track

AFSA’s comprehensive web-based monitoring system provides legislative and regulatory tracking in all 50 states and the federal government, accessible every day of the year.
Communications
Publications

Publications

Interested in receiving AFSA publications like Capital Notes, News You Need, meeting details, and webinar/podcast announcements? Create a user account today!
Business Partner Resource Guide
Resource Guide

Resource Guide

AFSA's Business Partner Resource Guide helps you find products and services provided by AFSA Business Partners to improve your business results.
Coronavirus
AFSA Training

Coronavirus

AFSA has assembled a number of resources to help members as they navigate the COVID-19 coronavirus and continue to assist their communities. Click to read more.

Resources for Consumers

AWARE
MoneySkill
AFSA Education Foundation
AFSA Education Foundation