A series of coordinated op-eds has recently attempted to defend for-profit debt settlement companies while opposing federal legislation to better regulate them. The pieces share similar arguments, similar attacks on AFSA, and a similar omission. None of them refutes the facts. AFSA responded in the American Banker and revisited those facts. Among them: The settlement […]

The House Financial Services Committee met this week for a hearing titled “Strengthening the American Economy: Promoting Growth, Opportunity, and Prosperity.” Members discussed the economic effect of pro-growth policies and regulatory reforms, as well as how these measures can help address broader affordability challenges, and H.R. 7866, the “American Lending Fairness Act” (ALFA). Before the […]

September 17, 2026 at 2:00 p.m. ET GAP and loan overpayment refunds have become one of auto finance’s most scrutinized processes—and the responsibility has shifted. What was once handled by dealers now falls to lenders, putting refund accuracy, timing, and documentation directly in the spotlight for regulators and customers alike. In this session, leading corporate […]