Our mission is to promote safe, ethical lending to responsible, informed borrowers and to improve and protect consumers’ access to credit.
Founded in 1916, the American Financial Services Association (AFSA) is the primary trade association for the consumer credit industry, protecting access to credit and consumer choice. AFSA provides the consumer credit industry and the consumers it services with a voice in Washington, D.C., where the association is headquartered, and access to the media and investment community. It also provides policy advice and issues management at both the federal and state level.
AFSA members provide consumers with many kinds of credit, including traditional installment loans, direct and indirect vehicle financing, mortgages, payment cards, and credit for non-vehicle retail customers. AFSA members do not provide payday or vehicle title loans.
AFSA members shape the industry's direction and positions on a broad range of public policy issues that affect the consumer credit industry. No other trade group in America has more depth and influence on consumer finance issues.
Regulation & the Market
AFSA by the Numbers Infographic