Board of Directors

Chair Mr. Daniel M. Chait President Southeast Toyota Finance
Chair Elect Mr. Tom Hudgins President and COO Western Shamrock Corporation
Immediate Past Chair Mr. Josh C. Johnson President & CEO Mariner Finance, LLC
Vice Chair & Treasurer Mr. James Drotman Executive Vice President, U.S. & Canada Ford Motor Credit Company
Member Mr. Ofer Alon Chief Executive Officer Quality Acceptance
Member Mr. Nathan D. Benson Chief Executive Officer Tidewater Finance Company
Member Mr. Kyle R. Birch President - North America Operations GM Financial
Member Mr. Andre P. Bohy President Omni Financial
Member Mr. Jerry Bowen Executive Vice President, Head of Commercial & Specialty Auto Wells Fargo Auto
Member Susan A. Bridges Chairman of the Board & CEO Security Finance Corporation of Spartanburg
Member Mr. Kevin James Cullum President & CEO Nissan Motor Acceptance Corp.
Member Mike J. Culpepper President/COO First Heritage Credit of Mississippi
Member Mr. Jon G. Daniels President CarMax Auto Finance
Member Mr. Lester E. Dees President Union Credit Corporation of LA
Member Mr. R.E. Everette, Jr President Time Investment Corporation
Member Duane Freeman Senior Vice President Bank of America Dealer Financial Services
Member Mr. Nathan Glazier Manager, Government Affairs Toyota Financial Services
Member Mr. Jason Grubb Chief Executive Officer Exeter Finance Corp.
Member Mr. Matthew Haney Senior Vice President & Chief Counsel John Deere Financial
Member Jeff Haymore President & COO Flagship Credit Acceptance/
Member Ms. Ginger C. Herring President & CEO 1st Franklin Financial Corporation
Member Mr. Bill Himpler President and Chief Executive Officer American Financial Services Association
Member Mr. Lee Holzman President & CEO Reliable Credit Association, Inc.
Member Mr. Rich Hyde Chief Operating Officer Prestige Financial Services
Member Mr. Bruce F. Jackson Managing Director, Retail Lending Executive Chase Auto Finance
Member Mr. William C. Jones President & CEO Truist Dealer Financial Services
Member Ms. Kristin M. Karwat Chief Executive Officer Gateway Financial Solutions
Member Mr. Franc C. Lee President & CEO First Tower, LLC
Member Mr. Martin E. Less President & CEO Nationwide Acceptance LLC
Member Mr. Jonathon L. Levin President and Chief Executive Officer Turner Acceptance Corp.
Member Darcy C. Locke Principal New Business Development Executive ACI Worldwide
Member Carlos Minetti President, Consumer Banking Discover Financial Services
Member Mr. Andrew Morrison Executive Vice President Brundage Management/Sun Loan Company
Member Mr. Rick H. Parker, Jr. Chairman United Group/United Finance Co.
Member Mr. Charles A. Pearce Chief Legal Officer Credit Acceptance Corporation
Member Gary L. Phillips Chairman Republic Finance, LLC
Member Mr. Richard J. Porrello President, Auto Finance & Dealer Services Huntington National Bank
Member Mr. Chad Prashad President & CEO World Acceptance Corporation
Member Mr. Ravi Raghu Executive Vice President Capital One Auto Finance, Inc.
Member Jonathan Root Senior Vice President Harley-Davidson Financial Services, Inc.
Member Mr. Adam Rosman EVP and General Counsel OneMain
Member Mr. Jeffrey E. Snyder President & Chief Operating Officer Mission Financial Services
Member Mr. Pat St. Charles, III President & CEO Citizens Savings & Loan Corporation
Member Mr. Mark Templin President & CEO Toyota Financial Services
Member Douglas Timmerman President, Auto Finance Ally Financial
Member Tara E. Trantham General Counsel & Chief Compliance Officer Southern Management Corporation
Member Mr. Dan Walters Chief Executive Officer Credit Central, LLC
Member Mr. Ross C. Williams President & CEO Hyundai Capital America
Member Mr. Marc Womack Chief Operating Officer TD Auto Finance LLC
Board Emeritus Mr. John W. Holden Chairman of the Board Pioneer/Mariner Group
Staff Liaison Ms. Perla C. Manuel Corporate Secretary American Financial Services Association