Board of Directors

Chair Mr. Joshua C. Johnson President & CEO Mariner Finance, LLC
Chair Elect Daniel M. Chait President Southeast Toyota Finance
Immediate Past Chair Ms. Virginia C. Herring President & CEO 1st Franklin Financial Corporation
Vice Chair & Treasurer Mr. James T. Hudgins President and COO Western Shamrock Corporation
Member Mr. Francis C. Lee President & CEO First Tower, LLC
Member Ofer Alon Chief Executive Officer Quality Acceptance
Member Mr. Nathan D. Benson Chief Executive Officer Tidewater Finance Company
Member Mr. Kyle R. Birch Chief Operating Officer - North America GM Financial
Member Mr. Andre P. Bohy President Omni Financial
Member Mr. Jerry Bowen Executive Vice President, Head of Commercial & Specialty Auto Wells Fargo Auto
Member Ms. Susan A. Bridges Chairman of the Board Security Finance Corporation of Spartanburg
Member Mr. Stanley L. Butler President & CEO Heights Finance Corporation
Member Mr. Kevin James Cullum President & CEO Nissan Motor Acceptance Corp.
Member Michael J. Culpepper President & COO First Heritage Credit of Mississippi
Member Mr. Jon G. Daniels President CarMax Auto Finance
Member Mr. Lester E. Dees President Union Credit Corporation of LA
Member Mr. James Drotman Executive Vice President, U.S. & Canada Ford Motor Credit Company
Member Mr. Royce E. Everette, Jr President Time Investment Corporation
Member Mr. Nathan Glazier Government and External Affairs Manager Toyota Financial Services
Member Mr. Jason Grubb Chief Executive Officer Exeter Finance Corp.
Member Mr. Greg Hamby Senior Director of Business Development SourceLink
Member Mr. Matthew Haney Senior Vice President & Chief Counsel John Deere Financial
Member Mr. Bill Himpler President and Chief Executive Officer American Financial Services Association
Member Mr. David Hollodick Senior Vice President Bank of America Consumer Vehicle Lending
Member Mr. Lee Holzman President & CEO Reliable Credit Association, Inc.
Member Mr. Lawrence Hund President & COO Harley-Davidson Financial Services, Inc.
Member Mr. Rich Hyde Chief Operating Officer Prestige Financial Services
Member Mr. Bruce F. Jackson Managing Director, Retail Lending Executive Chase Auto Finance
Member Mr. Charles W. Jones, III Head of National Indirect Lending SunTrust Banks, Inc.
Member William C. Jones President & CEO Regional Acceptance Corporation
Member Kristin M. Karwat Chief Executive Officer Gateway Financial Solutions
Member Mr. Martin E. Less President & CEO Nationwide Acceptance LLC
Member Mr. Jonathon L. Levin President and Chief Executive Officer Turner Acceptance Corp.
Member Carlos Minetti President, Consumer Banking Discover Financial Services
Member Mr. Andrew Morrison Executive Vice President Brundage Management/Sun Loan Company
Member Ms. April O. Park Executive Vice President & General Counsel OneMain Financial
Member Mr. Richard H. Parker, Jr. Chairman of the Board United Group/United Finance Co.
Member Mr. Charles A. Pearce Chief Legal Officer Credit Acceptance Corporation
Member Gary L. Phillips Chairman Republic Finance, LLC
Member Mr. Richard J. Porrello President, Auto Finance & Dealer Services Huntington National Bank
Member Mr. Chad Prashad President & CEO World Acceptance Corporation
Member Mr. Ravi Raghu Executive Vice President Capital One Auto Finance, Inc.
Member Mr. Michael C. Ritter Chairman, Board of Directors Flagship Credit Acceptance
Member Mr. Jeffrey E. Snyder President & Chief Operating Officer Mission Financial Services
Member Mr. Pat St. Charles, III CEO Citizens Savings & Loan Corporation
Member Mr. Chris Stinebert Assistant to the President American Financial Services Association
Member Mark Templin President & CEO Toyota Financial Services
Member Douglas Timmerman President, Auto Finance Ally Financial
Member Mr. Dan Walters Chief Executive Officer Credit Central, LLC
Member Mr. Ross C. Williams President & CEO Hyundai Capital America
Member Mr. Marc Womack Chief Operating Officer TD Auto Finance LLC
Board Emeritus Mr. John W. Holden Chairman of the Board Pioneer/Mariner Group
Staff Liaison Ms. Perla C. Manuel Corporate Secretary American Financial Services Association