Board of Directors

Chair Mr. Francis C. Lee President & CEO First Tower, LLC
Chair Elect Mr. Mark Kaczynski President & CEO Nissan Motor Acceptance Corp.
Vice Chair & Treasurer Ms. Virginia C. Herring President & CEO 1st Franklin Financial Corporation
Immediate Past Chair Mr. Nathan D. Benson Chief Executive Officer Tidewater Finance Company
Member Mr. Jeffery D. Adams Executive Vice President ABC Finance Company, Inc.
Member Mr. Jody Anderson President & COO Regional Management Corporation
Member Mr. Chris Ballinger Senior Vice President, CFO, Chief Officer of Management Innovation Toyota Financial Services
Member Mr. Kyle R. Birch Chief Operating Officer - North America GM Financial
Member Mr. Robert Bloom President & CEO Southern Management Corporation
Member Mr. Andre P. Bohy President Omni Financial
Member Mr. Bradford D. Borchers Executive Vice President - Branch Operations OneMain Holdings, Inc.
Member Mr. Daniel M. Chait President World Omni Financial Corp.
Member Mr. Jeffrey R. Chepkevich President Regency Finance Company
Member Mr. Jack G. Choate President Central Financial Services, Inc.
Member Mr. Dennis M. Contic, Jr Chief Administrative Officer Lendmark Financial Services, LLC
Member Mr. Jon G. Daniels SVP & CAF President CarMax Auto Finance
Member Mr. Lester E. Dees President Union Credit Corporation of LA
Member Mr. William C. Fuller, Jr Chief Operating Officer Tidewater Finance Company
Member Mr. Jason Grubb Chief Executive Officer Exeter Finance Corp.
Member Mr. Trip F. Hall President Capital One Auto Finance, Inc.
Member Mr. Matthew Haney Senior Vice President & Chief Counsel John Deere Financial
Member Jim Hill President & CEO First Heritage Credit of Mississippi, LLC
Member Mr. Phillip Holt Senior Vice President of Government Relations and Public Relations Security Finance Corporation of Spartanburg
Member Mr. Lee Holzman President & CEO Reliable Credit Association, Inc.
Member Mr. James T. Hudgins President and COO Western Shamrock Corporation
Member Mr. Larry Hund President Harley-Davidson Financial Services, Inc.
Member Mr. Joshua C. Johnson President & CEO Mariner Finance/Pioneer Credit Company
Member Mr. Dale A. Jones Executive Vice President, Americas Ford Motor Credit Company
Member Ms. Shawn Krause Executive Vice President Quicken Loans
Member Mr. Martin E. Less President & CEO Nationwide Acceptance LLC
Member Mr. Jonathon L. Levin President and Chief Executive Officer Turner Acceptance Corporation
Member Ms. Dawn Martin Harp Head of Dealer Services Wells Fargo Dealer Services
Member Ms. Janet L. Matricciani Chief Executive Officer World Acceptance Corporation
Member Ms. Kelly McNamara Corley Executive VP, General Counsel & Secretary Discover Financial Services
Member Mr. Horst Meima President & CEO VW Credit, Inc.
Member Mr. Andrew Morrison Executive Vice President Brundage Management/Sun Loan Company
Member Mr. Richard H. Parker, Jr. Chairman United Finance Co.
Member Mr. David W. Paul Senior Vice President, Financial Services American Honda Finance Corp.
Member Mr. Charles A. Pearce Chief Legal Officer Credit Acceptance Corporation
Member Mr. Gary L. Phillips Chairman Republic Finance, LLC
Member Mr. Timothy M. Russi President, Auto Finance Ally Financial
Member Mr. Steve Schmelzer President & CEO Personal Finance Company LLC
Member Ms. Scarlett K. Smith Business Development, Automotive Finance FIS
Member Mr. Jeffrey E. Snyder President & Chief Operating Officer Mission Financial Services
Member Mr. Pat St. Charles, III President & CEO Citizens Savings & Loan Corporation
Member Mr. Timothy L. Stanley Chairman of the Board Heights Finance Corporation
Member Mr. Nicholas G. Stanutz Group Executive Auto Finance & CRE Huntington National Bank
Member Mr. Chris Stinebert President & CEO AFSA
Member Mr. Andrew Stuart President & CEO TD Auto Finance U.S.
Member Mr. Grover E. Todd, Jr Chief Executive Officer Credit Central, LLC
Member Mr. Ross C. Williams President & CEO Hyundai Capital America
Member Mr. Kent D. Younce Executive Vice President of Government Relations and Public Relations Security Finance
Board Emeritus Mr. John W. Holden Chairman of the Board Pioneer Credit/Mariner Financial Group
Staff Liaison Ms. Perla C. Manuel Corporate Secretary AFSA