Danielle serves as the accounting director to the association and the staff liaison to the Audit, Investment, and Independents Accounting Committees.
She manages the accounting functions for the association, the Education Foundation, and AFSA’s Political Action Committee. Danielle has more than 20 years accounting experience, having worked in private companies and the not-for-profit sector. Prior to joining AFSA, Danielle was a Staff Accountant at Paradigm Companies, Inc., a development, construction and management company in Washington, D.C.
Danielle received her Master’s Degree in Business Administration (MBA) and Bachelor’s in Accounting from Trinity Washington University. Danielle has also earned an executive certificate in Forensic Accounting from Georgetown University. And the designations of Certified Fraud Examiner (CFE), from Association of Certified Fraud Examiners and Certified Association Executive (CAE) from the American Society of Association Executives (ASAE).
Tony oversees all financial and budgeting activities for AFSA, its Education Foundation, its Political Action Committee & AFSA’s other entities.
Before joining AFSA in 2006, Tony was Director of Finance and Information Technology for the National Fisheries Institute (NFI). Prior to joining NFI, he was Director of Finance and Administration for Heritage Preservation, Inc. Before moving to the Washington D.C. area, Tony worked in various accounting and finance position in the manufacturing sector of Ontario, Canada.
Tony holds a Bachelor of Arts in Economics from La Salle University in Manila, Philippines, a Master of Science of Technology and Management from American University, and a Master in Business Administration from Auburn University. In Canada, Tony studied industrial & manufacturing accounting with the Society of Industrial Accountants of Ontario.
Ed serves as AFSA’s vice president for communications, leading the association’s internal and external communications efforts and coordinating with the association’s membership, government relations, compliance, meetings and conferences, and educational foundation teams. Ed joined AFSA in June 2019 after serving for more than 15 years in communications and public affairs leadership roles in both the corporate and nonprofit worlds of Washington DC. Prior to his private sector roles, he served as a speechwriter and special assistant in the administration of George W. Bush. The earlier stage of his career was in journalism, including stints with The Wall Street Journal editorial page in Europe, Dow Jones in Washington, and as a senior editor with Reader’s Digest.Ed is a graduate of the University of San Francisco and its Great Books program, the Saint Ignatius Institute.
Dan joined AFSA in January 2013 and serves as the association's Communications Manager. Dan is responsible for developing and implementing AFSA's overall strategic communications plan. He produces and edits Newsbriefs, AFSA’s weekly newsletter, responds to breaking news, assists in the development of the Annual Report and other publications, and determines AFSA's overall message to the public. Dan is also responsible for managing AFSA's digital properties, including websites and social media outlets, as well as the association's IT infrastructure.
Before joining AFSA, Dan worked as the Political Competitive Specialist for the E. W. Scripps Company, tracking political television ad data in the Political & Advocacy Media Sales department.
Dan holds a Bachelor and Master of Arts in Political Science, with an emphasis in congressional & presidential studies; both degrees are from the Catholic University of America in Washington, D.C. He is a member of the Phi Gamma Mu National Honor Society and was Catholic University’s 2010 nominee for the Presidential Management Fellowship.
Nick joined AFSA in February 2018 and serves as the association's Social Media and Website Manager. Nick is responsible for producing results on social media that help grow and spread AFSA's message. At the same time, he maintains AFSA's website, and is assigned various tasks as a member of the communications team.
Before joining AFSA, Nick was a web producer and reporter at NBC29 in Charlottesville, VA from 2015 to 2017.
A native of Washington, DC, Nick holds a Bachelor of Arts in Political Science and International Relations from the University of Mary Washington in Fredericksburg, VA.
Michele manages the logistics for AFSA’s six annual meetings as well as all of the association’s committee meetings and special events. Michele has extensive experience producing domestic and international conferences, as well as special events. Prior to joining AFSA in 2007, she worked for the National Association of Broadcasters (NAB) for five years as Director of Meetings and Special Events.
Prior to NAB, Michele worked for a government contractor, where she served as Project Leader for more than a dozen government contracts primarily for the U.S. Department of Labor and the U.S. Department of Education.
Before moving to Washington, Michele worked as the Assistant to the Director of Communications, Culture & Tourism, for the city of Pittsburgh, where she assisted in the coordination of citywide special events, including the 1994 Major League Baseball All-Star Week festivities. She also wrote speeches, organized press conferences, and responded to media requests.
Michele is a graduate of the George Washington University School of Media and Public Affairs, where she majored in Political Communications.
Tom oversees all aspects of the association’s six annual conferences and expositions as well as the board and committee meetings. He works with the advisory boards responsible for developing the content, programming and marketing of each conference. In addition, Tom manages the meetings department staff, negotiates vendor contracts with speakers and hotels, and manages the department’s budget.
Tom has more than 25 years experience in the association industry, having worked at the National Automobile Dealers Association, United Ski Industries Association, American Osteopathic Healthcare Association, and the Snack Food Association. Tom began his career doing political advance work for the White House during the 1980s. He joined AFSA in 1998.
Tom has a Bachelor of Arts in Political Science from George Mason University in Fairfax, Va.
Shaniece joined AFSA in June 2017 as the association’s Registrar and Meetings Coordinator. She is responsible for all major events and meetings registrations as well as smaller committee meetings and seminars. She also assists with all aspects of pre-meeting planning and logistics.
Prior to joining AFSA, Shaniece was the Society Coordinator for the Society for Pediatric Radiology who is managed by the American College of Radiology. In her role, she coordinated meeting and educational activities, managed the Society’s website content and design and developed strategies for the Society’s social media presence.
Shaniece received a Bachelor of Arts from Saint Paul’s College where she studied Business Administration with a concentration in Marketing.
As Rhonda leads the American Financial Services Association Education Foundation (AFSAEF), she is focused on the mission of educating consumers of all ages on personal finance concepts and helping them realize the benefits of responsible money management through the free financial literacy education program MoneySKILL. To date, more than 850,000 students have completed the on-line curriculum comprised of 37 modules.
Rhonda is also responsible for two continuing education programs for mid-level and senior employees at member companies. The EDGE management program is conducted annually at Mercer University in Atlanta and the second leadership development opportunity is held at the University of North Carolina’s Kenan-Flagler Business School.
Rhonda Ashburn has had many years of experiences working in the nonprofit arena. Most recently she was with the National Foundation for Credit Counseling® (NFCC®), the largest and longest-serving national nonprofit financial counseling organization in the United States.
Prior to joining the NFCC, Rhonda spent nearly 24 years working for a career and technical student organization, Family, Career and Community Leaders of America (FCCLA). During her tenure at FCCLA she oversaw, administered, and managed 13 major programs including Financial Fitness, which focused on helping individuals learn to make, save, and spend their money wisely.
She and her husband live in Alexandria, VA.
As the Director of Financial Education and Outreach for the AFSA Education Foundation, Olivia manages the implementation of the MoneySKILL® curriculum, which provides free financial education to primarily middle school, high school, and college students in the U.S. and internationally. She works closely with educators, administrators, education officials, and AFSA members to raise awareness about and expand enrollment in the online curriculum.
Before joining the AFSA Education Foundation, Olivia spent six years at the National Foundation for Credit Counseling (NFCC), the leading association for nonprofit financial counseling organizations. She held leadership roles focusing on the delivery of innovative, consumer-focused programs and resources to improve consumer financial health. Prior to her work at the NFCC, Olivia served as a Youth Educator with the Peace Corps in Morocco.
Olivia holds a Bachelor of Arts degree from the University of California, Davis. She and her family live in Washington, DC.
Bill was elected President of AFSA in October of 2018. In his tenure at AFSA, his federal government relations team have enhanced AFSA’s presence in the political debate affecting a number of issues that impact member companies’ ability to offer affordable credit options to American consumers. He has been called on to sit in the hot seat at the witness table in congressional hearings and has served as an industry spokesman on a number of pressing topics.
Bill came to AFSA in 2004 from the U.S. Department of Housing and Urban Development, where he headed the congressional relations office. Prior to joining HUD, Bill was director of legislative affairs for BGR Holding, LLC, where he worked as a lobbyist for Haley Barbour, who went on to become governor of Mississippi. While on Capitol Hill, he served as tax counsel and legislative director for Rep. Jerry Weller of Illinois, as well as a senior legislative assistant with Rep. Charles Canady from Florida.
Bill holds a bachelor’s degree from the University of Steubenville, a master’s degree from Dominican House of Studies, and a law degree from The Catholic University of America.
Perla serves as the corporate secretary to the association and the staff liaison to the AFSA Board of Directors, Executive Committee, and Nominating Committee. She works closely with the Chairman of the Board during his/her tenure on speaking engagements, visits to AFSA and coordinates the Board, Executive and Nominating Committee meetings. She provides support to the President & CEO of AFSA and serves as the office manager, overseeing the day to day operations.
Perla also oversees the association’s annual spring recognition program known as the Outstanding Employee Awards Program held during the Independents Conference & Exposition. Perla joined AFSA in 1987 and served as the AFSAPAC manager and legal assistant in the government affairs department before moving into her present position in 1997 as corporate secretary. Previously, she was a database administrator for Data Resource Management in Rosslyn, Va.
Perla has a Bachelor of Science in Public Administration from George Mason University.
Ann joined AFSA in 2017 as the Vice President, Congressional Affairs. Ann is responsible for developing and delivering to lawmakers and policymakers AFSA’s message of protecting access to safe, responsible consumer credit.
She most recently served as the Associate Director of Advocacy and Counsel at the Credit Union National Association, and previously, was Legislative Counsel in Governmental Affairs at the American Bar Association.
Ann also worked for President George W. Bush as a Presidential Writer in the White House Office of Presidential Correspondence and was then promoted to Director of Legislative Correspondence for the White House Office of Legislative Affairs.
Susan serves as AFSA's Director of Congressional and Political Affairs, where she is responsible for advancing the interests of the consumer credit industry before Congress. In this role, Susan develops and implements advocacy strategies to achieve the association's federal policy priorities and maintains strong relationships with Members of Congress, congressional staff, and internal and external stakeholders. Susan also directs and oversees the operations of AFSA's Political Action Committee (AFSAPAC) to increase AFSA members' political engagement and amplify the voice of the consumer credit industry on Capitol Hill. Susan manages AFSA's Washington Legislative Group and serves as staff liaison to AFSA's Operations Committee, which provides a forum for independent consumer finance companies' operations executives to share information and exchange ideas related to operational challenges.
Susan has been with the association since 2010. Before joining AFSA's Congressional Affairs team, Susan served as Manager of State Government Affairs, where she monitored, analyzed, and regularly communicated with the association's membership on state and local priority issues and regulatory and legislative trends.
Susan received a Bachelor of Arts in International Relations and Political Science from Rollins College in Winter Park, Fla.
Philip joined AFSA in 2017 as Vice President, Compliance Education. Philip is responsible for providing strategic direction and leadership for the Association’s compliance activities, including AFSA University. Philip is the staff liaison to the Operations and Regulatory Compliance Committee and Technology Task Forces that are launching in 2018.
Philip brings significant consumer finance legal and compliance experience to AFSA, having served as in-house counsel at Toyota Motor Credit Corporation and Fannie Mae. At those companies, Philip worked closely with compliance staff supporting technology projects, legislative tracking, and vendor management. Philip’s private practice included work on manufactured housing, residential mortgage compliance, and consumer finance matters at McGlinchey Stafford, PLLC and Lotstein Buckman, LLP.
Philip is a member of the Virginia State Bar and the District of Columbia Bar. He was awarded his J.D. from the College of William and Mary School of Law in Williamsburg, Virginia, and earned a B.A. in Political Science from Virginia Commonwealth University in Richmond, Virginia.
Celia is a Senior Vice President and has been with the association since 2006. She oversees AFSA’s involvement with federal regulatory agencies and AFSA’s legal efforts. She also serves as the liaison to AFSA’s Law Committee. Her expertise covers a wide range of legal, regulatory, and legislative issues associated with consumer credit and she is a frequent speaker on those topics. Celia works with member companies to draft AFSA’s responses to proposed regulations and legislation. On the legal side, Celia directs AFSA’s amicus (friend-of-the-court) briefs.
Before joining AFSA, Celia worked in the Development Office at the Pontifical North American College, America’s seminary in Rome. She has a Bachelor of Arts in Politics from The Catholic University of America.
David Androphy joined AFSA in July 2019 as the Federal Government Affairs and Compliance Coordinator. He provides administrative and policy support to the Federal Government Affairs and Compliance departments by conducting research on legislative and regulatory issues affecting the consumer finance industry. In addition, David coordinates AFSAPAC member communications, writes articles for AFSA’s weekly newsletters, and updates department websites. Prior to joining AFSA, David served as a Legislative Correspondent for Congressman Keith Rothfus, a member of the House Financial Services Committee.
David received a Bachelor of Science in Business Administration from the University of Missouri in Columbia, Missouri.
Jenny oversees AFSA's Premier Partnership Program and overall Business Partner membership and marketing. This includes the marketing and sales of advertising, sponsorships, and expositions as well as the online Industry Resource Directory.
Jenny has a Bachelor of Arts in History and Sociology and a Master’s of Science in Communications from Boston University.
Marcy is the Member Services Coordinator. She serves as a key customer service contact with AFSA members to help them access and utilize the members-only services. Marcy helps maintain our database, and processes membership applications. In addition, she is responsible for sending membership ballots to the Board of Directors, as well as helping to maintain the committee membership lists. Marcy will also provide administrative support to the Women's Leadership Council. Marcy received a Bachelor of Science in Recreation, Park, and Tourism Management from The Pennsylvania State University in 2018. Born and raised in the Washington DC area, Marcy is die hard DC sports fan. She enjoys cooking in her free time, going to sporting events, as well as traveling.
Toni joined AFSA on February 1, 2019 and serves as the association's Vice President, Member Services & Engagement. Toni is responsible for the strategic direction of the association’s member services and membership engagement by expanding AFSA’s visibility, membership growth and delivering added value to members.
Toni has over 20 years of association management experience and served as the Associate Vice President of Membership at the Mortgage Bankers Association prior to joining AFSA. Toni holds a bachelor’s degree in psychology and master’s degree in business administration from the University of Maryland. Toni also received her Certified Association Executive certificate in 2016.
Marilyn works in the Membership/Marketing department. She manages advertising for the AFSA Daily Connect and AFSA Newsbriefs, AFSA’s daily and weekly electronic newsletters. In addition, she manages website and print advertising for the Vehicle Finance, Independents, and Annual Meeting conferences; and manages exhibitor listings for the Vehicle Finance and Independents conferences.
Marilyn has spent over 30 years in association management working for the National Agricultural Aviation Association and Helicopter Association International (HAI) with a broad range of experiences in publishing and communications, finance, government affairs, meetings and expositions, and membership. Marilyn began her professional career as a teacher, earning her degree in Education from Oklahoma State University.
Danielle is in charge of the American Financial Services Association’s State Government Affairs Department, which manages state legislative and regulatory issues for members across a broad spectrum of the consumer credit industry, including payment cards, vehicle finance, traditional installment loans and mortgage lending / servicing. State Government Affairs is in constant development of talking points, briefing materials, white papers, a multitude of 50-state surveys, municipal tracking and other issues management materials. The Department also provides Activist Watch, a monthly snapshot of financial services-related activities of prominent activist groups. AFSA engages in direct advocacy at the state level, as directed by its membership. AFSA State Government Affairs provides its members with regular ongoing reporting on new and moving legislation through direct intelligence and AFSA*track, the Association’s legislative tracking system. State Government Affairs also facilitates ongoing subcommittee discussion on priority industry issues.
Danielle acts along with her federal colleague as counsel to the Association, and is responsible for the Payment Card and Vehicle Finance sections of the Law Committee.
Prior to joining AFSA in 2003, Danielle was Director of Government Affairs and Legislative Counsel for credit card issuer Metris, where she headed up all political affairs for the company, quadrupled PAC participation, and created the Company’s new law compliance program. Prior to Metris, she was associate with two Washington, D.C. law firms – Venable LLP and O’Connor & Hannan LLP, where she represented banks and major U.S. financial institutions, lobbying on their behalf in Congress on consumer privacy, credit reporting, bankruptcy, telemarketing, antitrust, the Gramm-Leach-Bliley Act, and other legislative initiatives. She also assisted Fortune 500 corporations in various industries with government ethics compliance.
Danielle holds a B.A. in Politics and Government from the University of Puget Sound in Tacoma, Wash., and earned a J.D cum laude from American University in Washington, D.C. She is admitted to the bar in Maryland (inactive), Washington, D.C. and Minnesota. She is based in Minneapolis.
Matt tracks and examines regulatory and legislative policy at the state and local levels and drafts comment letters to state legislators and agencies on issues affecting members. In addition, Matt drafts and edits resources available to AFSA members, including 50-state surveys, talking points, issue briefs, and white papers. Matt also provides regular updates to SGA Committee members on current state legislation.
Prior to his current role at AFSA, Matt worked as a research associate at a government watchdog, focusing on financial regulatory agencies.
Matt holds a Bachelor of Arts in Economics from Hillsdale College in Hillsdale, MI.
Edwin joined AFSA in May 2018 as the association’s State Government Affairs Analyst. In this role, Edwin helps the State Government Affairs team produce research for AFSA members. He drafts and edits weekly legislative reports and tracking charts, 50 state surveys, and white papers. He also updates AFSA’s interactive state map with relevant enforcement actions, regulations, and regulatory guidelines. Prior to joining AFSA, Edwin interned on Capitol Hill.
Edwin holds a Bachelor of Arts in Public Policy & Slavic Studies from Brown University.
Mark serves as the staff liaison to the National Title Solution Forum (NTSF) Committee and the Vehicle Credit Risk Management Committee. He has held various executive positions in product, software development, telecommunications systems and global business development during his 25-plus years experience in the financial retail services industry. He has a solid track record of being on the leading edge of product innovation for new market penetration and expansion for start-up and mature organizations. He has been an officer at HSBC, Goldome Bank, Global Payments Inc., GTE Spacenet, CyberCash Inc. and Longitude Systems.
He was past chairman of ISO TC68 – Financial Services – for nine years. This group had the responsibility for the development of international standards for banking, securities and related financial services for use in the financial services and securities industries. Mark is also past chairman of X9C, the American National Standard subcommittee responsible for consumer credit.
Mark received a Bachelor of Science from State University College at Buffalo and an MBA in Finance and Marketing at Canisius College. He also graduated from the Graduate School of Retail Bank Management at the University of Virginia’s McIntire School of Commerce.